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Post by technoish on Jul 24, 2023 19:18:36 GMT
Tbh I don't really care about cost of my water use, given it pales into insignificance next to the over £4k in childcare costs.
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Post by Nitrous on Jul 24, 2023 22:39:37 GMT
Tbh I don't really care about cost of my water use, given it pales into insignificance next to the over £4k in childcare costs. Gone and triggered me that has, over £800 per month for 3.5 days a week. Now she's in 2 days (Tuesday and Wednesday) costing £400 per month with in laws having her every Monday and Friday and we cover the other three days between us. Work full time in jobs that include weekend work. The nursery is brilliant though. Staff work hard for what isn't a well paid job while the directors/owners/managers at head office had 3 new range rovers and some poor sod makes do with a Jag F pace last time I went past.
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zagibu
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Post by zagibu on Jul 24, 2023 23:04:26 GMT
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Post by technoish on Jul 25, 2023 2:50:23 GMT
Until the free nursery hours kick-in for the now 3 year old, I think we are running a negative monthly balance.
I think I am going to get rid of the car / downsize. We pretty much cycle everywhere across London, and drive maybe every other weekend.
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geefe
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Post by geefe on Jul 25, 2023 7:32:29 GMT
If the Telegraph are saying it then you know the upper crust are nervous
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Post by Reviewer on Jul 25, 2023 7:55:50 GMT
Families use a lot of water. That's just the way it is. Our 2 are out of the nightly bath routine now, eldest will usually shower, youngest likes a bath but we'll double up mostly to make good use. 5 washing machine loads a week, I'd have said. Out of interest, what's your food/household spends? I added ours up and it's ridiculous. Last month, about £1300 on food, drink, pet food and householdy stuff. That's mad. Edit: estimated £250-300 on booze, we are lushes. We’re somewhere around £500 a month on food, £30 or so on drink, the rest of the spend on cleaning stuff is generally pretty low. It’s buying pointless crap off Amazon that costs us money.
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geefe
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Post by geefe on Jul 25, 2023 7:58:11 GMT
I can't remember the last time I just "bought something". I don't go on Amazon anymore. Mostly because I don't want to support them. Most of my purchases are food or activities.
I'd quite like to have as few things in my house as possible.
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Post by Dougs on Jul 25, 2023 7:59:52 GMT
It honestly shocked me when I added it up. Just popping to the shops for more fresh stuff mid-week seems to cost £40-50 once a few additional items are lobbed in the trolley. It's not that much every month but still too high. Half the trouble is we're crap at planning meals. Definitely helps to do that.
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dogbot
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Post by dogbot on Jul 25, 2023 9:52:55 GMT
I can't remember the last time I just "bought something". I don't go on Amazon anymore. Mostly because I don't want to support them. Most of my purchases are food or activities. I'd quite like to have as few things in my house as possible. Minimalism can be great.
As long as it doesn't apply to boots.
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Post by Aunt Alison on Jul 25, 2023 10:29:55 GMT
Dogbot loves his makeup
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rajin
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Post by rajin on Jul 25, 2023 11:18:37 GMT
I can't remember the last time I just "bought something". I don't go on Amazon anymore. Mostly because I don't want to support them. Most of my purchases are food or activities. I'd quite like to have as few things in my house as possible. Minimalism can be great.
As long as it doesn't apply to boots.
I do feel having more stuff barely leads to more hapiness. I do spent 100 euro a month on games, but admittedly every new purchase has a reductive effect. I will stop collecting starting January since I anyway lose 100 euro a month due to reduced income. Main reason I collect is to share them with my two brothers who sre both avid gamers. We often split costs as well making a 120 euro PS1 game a more reasonable 40 euro purchase. I do underinvest in clothing but well having no girlfriend at the moment has that kinda effect on me.
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geefe
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Post by geefe on Jul 25, 2023 11:36:28 GMT
Well that was a lovely post to read just as I start lunch, user Rajin.
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ned
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Post by ned on Jul 30, 2023 14:06:09 GMT
£2.90 for a tin of coconut milk at Tesco. What?
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askew
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Post by askew on Jul 30, 2023 16:08:33 GMT
Takes a lot of effort to milk a coconut
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Post by Dougs on Jul 30, 2023 16:27:30 GMT
Buy a block and make it yourself. Much more cost effective.
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sport✅
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notice me senpai
I want to claim my tits
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Post by sport✅ on Jul 30, 2023 16:48:32 GMT
Takes a lot of effort to milk a coconut That's what big coco wants you to believe.
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Post by quadfather on Jul 30, 2023 16:49:40 GMT
You can use the solid packs? They're about 8p still i think
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Post by Reviewer on Jul 30, 2023 17:07:54 GMT
I use coconut milk powder.
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mrpon
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Post by mrpon on Jul 30, 2023 17:08:25 GMT
I use Bountys
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EMarkM
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Well, quite...
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Post by EMarkM on Jul 30, 2023 17:40:50 GMT
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ned
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Post by ned on Jul 30, 2023 17:45:58 GMT
Good answers! The shock and awe was such that my usual laziness temporarily receded and I walked the extra 20 mins to Aldi and found one for 85p.
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geefe
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Post by geefe on Jul 30, 2023 22:34:43 GMT
Just smash up a peshwari naan
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Rich
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Post by Rich on Sept 2, 2023 17:59:54 GMT
This could go in any number of threads; this one, politics, parenting, maybe even nutter runs amok (totes joking (probably)).
We've just been looking at nursery fees for when number two starts in January and come to the absolutely ridiculous conclusion that we would actually be better off if I was to stop work completely for a few years. It would be the equivalent to a household payrise.
This fucking country.
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Post by Reviewer on Sept 2, 2023 18:03:12 GMT
It’s both obscene and understandable given how the government chooses to underfund them. Even with the tax free/vouchers it’s ridiculous and I’ve no idea how single parents without family nearby manage.
It’s the only time I’ve wished the in laws lived over the road instead of 4 hours away.
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Post by technoish on Sept 2, 2023 21:18:44 GMT
It's a lot Very glad for the 15 hours to finally kick-in this month for the 3 year old!!
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Post by Nitrous on Sept 3, 2023 11:23:50 GMT
It's a lot Very glad for the 15 hours to finally kick-in this month for the 3 year old!! With this though can you still take them to Nursery during what would be half term? Our Nursery (part of kids planet) says something about not being open for funded places?
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Post by technoish on Sept 3, 2023 11:32:19 GMT
The two nurseries we've used spread it across the whole year, so it just reduces the monthly.
Others do 15 hours for 38 weeks.
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cubby
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Post by cubby on Sept 5, 2023 12:15:17 GMT
Our mortgage payment should have gone up this month, but I've just checked and they've taken the same amount as usual. Had a look on the barclays app and it's saying we're on the new rate, but it's still saying the monthly payment figure alongside that.
It should be nearly £300 more, do I just ignore it and hope they never notice/it sorts itself out? Or will that bite me in the arse?
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Post by Reviewer on Sept 5, 2023 12:42:24 GMT
I’d guess they’ll take the increase as a second payment or it’ll be next month that you see it.
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mcmonkeyplc
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Post by mcmonkeyplc on Sept 5, 2023 12:46:52 GMT
It's best to check with the cunts cause if they've fucked up and realised they'll probably whack you with a massive bill later.
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