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Post by Dougs on Sept 29, 2021 11:06:18 GMT
Man alive.
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Deleted
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Post by Deleted on Sept 29, 2021 11:44:02 GMT
How long has it been now and how long is your list of remaining issues? I think you've been about 3 years + and started with over 200, but its probably longer in both cases.
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Post by Psychotext on Sept 29, 2021 13:03:38 GMT
Well, I'm down to being able to pretty much list them... so less than it was.
But three and a half years, and about 20 things left.
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Post by Deleted on Sept 29, 2021 14:33:27 GMT
Good work, well done - and good luck for today! Thank you dude In and done. Solicitors great, estate agents great, movers great. Something is about to go badly wrong I assume.
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Post by freddiemercurystwin on Sept 29, 2021 15:00:00 GMT
I’ve just sent a slightly snotty email to our estate agents, I was in two minds but enough’s enough, a bit of a moan about their lack of communication and lackluster approach to the viewings and feedback and other stuff, I wouldn’t mind but apart from the Rightmove listings they sold our house within a week and did 3 viewings (one of which we did ourselves) and the house we’re buying is also through them and that sold on day one with 1 viewing, just before ours went on Rightmove we bumped the price up by £10K against their advice so made them even more cash, their fee for both sales will be about £6K, they make the solicitors fees look good. I’ve probably just fucked myself haven’t I? Shame because we bought our house through them originally and they were great back then.
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Post by f00b_inc on Sept 29, 2021 15:55:44 GMT
Well house has been up for a week and zero viewings. I'd like to blame people worrying about fuel and the turn in the weather but I'm slightly concerned the area will be a problem. So much for a quick sale!!
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mrpon
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Post by mrpon on Oct 29, 2021 10:36:39 GMT
Builders back on Wed and 100% apparently!
\o/
Might get some semblance of order by Xmas now.
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Post by Psychotext on Oct 29, 2021 16:08:37 GMT
Curse continues to continue... hired a bunch of equipment (including a digger) to sort out the garden, so we both got COVID the day after it arrived (so no-one could come and help us), and then for good measure it pissed down for 6 days.
We now have a muddy hole for a garden.
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Post by freddiemercurystwin on Oct 29, 2021 18:12:56 GMT
Our moving shenanigans are slowly progressing, mortgage approved on the new place, the sellers of the place we want to buy have found somewhere and so they in turn need to find somewhere and the chain goes on ....
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Post by blizeh on Nov 1, 2021 19:37:09 GMT
Just found out a house we absolutely loved and desperately wanted to buy is now just a holiday let, not sure how to feel about it tbh :/ I guess at least lots of people get to enjoy it
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Post by freddiemercurystwin on Nov 1, 2021 19:51:32 GMT
Getting over a failed house purchase can really knock you, psychologically, we missed out on a house about 8 years ago as my financial advisor royally fucked up, we literally had a retirement plan all set up but ended up not being able to afford the house we wanted to buy (so that fell through) and had to sell the buy to let from heaven that just took care of itself (which was the retirement plan) to pay for the next house which over the year or so process went up in value considerably so cost us everything we'd gleaned from the BTL in the meantime, so lost a property/retirement plan and ended up in pretty much an identical house to the one we had to pull out from in the first place.
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Post by blizeh on Nov 1, 2021 21:33:20 GMT
Ah, I'm so sorry to hear that man. Hopefully you're back on track now, 8 years later, how are things?
But yeah, we've been looking for 4 years so pretty gutted. Also in this case I just stupidly started reading all of the reviews about how wonderful the house is - d'oh!
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Post by freddiemercurystwin on Nov 1, 2021 21:59:44 GMT
Sheesh 4 years, that's some emotional attachment there, it can take a really long time to get over these things.
Not sure we're really back on track unfortunately, in fact I'm not over it at all now I think about it, still bitter about it, (close relatives (who are no longer here) could have easily helped out at the time as the funds shortage really wasn't that much) retirement is looking very dubious compared to before, suppose we'll downsize from whatever we're living in at the time around retirement age and use those funds for living/investing, I guess everything is relative, I know there's plenty who'll be worse off than us and are are already worse off now (only gotta read some of the other threads on FG) but you know, life sucks sometimes.
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Post by Psychotext on Nov 2, 2021 10:28:37 GMT
I still think back to one we missed five years ago, not least because of the shithole we ended up in.
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Deleted
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Post by Deleted on Nov 2, 2021 10:34:15 GMT
Its really shitty that you've gone through what you have, especially as I remember you having problems with the mortgage and not thinking you'd be able to get it. Its unbeleivable the amount of issues you've had and you've done really well getting through it. I hope there's an end in sight for you and its nearly like what you thought you'd bought.
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Post by blizeh on Nov 2, 2021 20:46:28 GMT
Sheesh 4 years, that's some emotional attachment there, it can take a really long time to get over these things. Not sure we're really back on track unfortunately, in fact I'm not over it at all now I think about it, still bitter about it, (close relatives (who are no longer here) could have easily helped out at the time as the funds shortage really wasn't that much) retirement is looking very dubious compared to before, suppose we'll downsize from whatever we're living in at the time around retirement age and use those funds for living/investing, I guess everything is relative, I know there's plenty who'll be worse off than us and are are already worse off now (only gotta read some of the other threads on FG) but you know, life sucks sometimes. Thanks! Sorry I wasn't clear, this house wasn't 4 years ago, just that we've been looking for 4 years now Damn, I'm sorry to hear that man. It must be frustrating to have been so close
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Post by blizeh on Nov 2, 2021 20:47:16 GMT
I still think back to one we missed five years ago, not least because of the shithole we ended up in. Sorry to hear this Psycho, managed to move on from that place now?
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Post by Psychotext on Nov 2, 2021 23:51:49 GMT
Its really shitty that you've gone through what you have, especially as I remember you having problems with the mortgage and not thinking you'd be able to get it. Its unbeleivable the amount of issues you've had and you've done really well getting through it. I hope there's an end in sight for you and its nearly like what you thought you'd bought. Thanks. It's come back into stark focus now in winter as some of the bigger issues show up (massive noise from the heating system and really shitty insulation).
blizeh That would be a no. It'll be years before we can get away from here. So much to try and sort out before we could try and sell it.
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Post by blizeh on Nov 5, 2021 10:10:29 GMT
blizeh That would be a no. It'll be years before we can get away from here. So much to try and sort out before we could try and sell it. Damn, I'm really sorry to hear that man.
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Post by blizeh on Nov 5, 2021 10:13:59 GMT
Probably no one remembers, but I posted on the old forum that we loved a house that had been listed for over a year - it took us a couple of hours to go and see it (we loved it!), and in that time somehow it was sold... we were pretty gutted That very same house is now for sale again, with absolute no changes other than a few minor things in the garden... for £125,000 more
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Post by freddiemercurystwin on Nov 5, 2021 10:24:09 GMT
Yea that kinda thing sucks, the one we missed out on about 8 years ago I walk past twice a day.
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Post by blizeh on Nov 5, 2021 22:37:53 GMT
Yea that kinda thing sucks, the one we missed out on about 8 years ago I walk past twice a day. Damn, that's rough Did you manage to find somewhere else you liked at least?
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Post by freddiemercurystwin on Nov 5, 2021 22:41:40 GMT
Yea that kinda thing sucks, the one we missed out on about 8 years ago I walk past twice a day. Damn, that's rough Did you manage to find somewhere else you liked at least? For sure, it's literally about 50m away but there's a whole history as to why losing that house back then we're so bitter about (a few posts or so back).
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dmukgr
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Post by dmukgr on Nov 15, 2021 10:21:40 GMT
I've had an offer accepted, so after a search that began at the beginning of July I have finally managed to move on - this current market is crazy.
The place is a bit of a compromise but I'm sure it will work for the wife and I - the trick will be to live in it a while to get the lay of the land before we start trying to move stuff around and knock down walls. Does anyone know how much it will cost to rip out a chimney (two storeys)?
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technoish
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Post by technoish on Nov 15, 2021 10:40:12 GMT
Depends where it is / type of house/chimney.
Thousands of pounds each is my terrible estimate. The online builders estimates I think underestimate it (at least for London).
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dogbot
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Post by dogbot on Nov 15, 2021 10:48:59 GMT
I've had an offer accepted, so after a search that began at the beginning of July I have finally managed to move on - this current market is crazy. The place is a bit of a compromise but I'm sure it will work for the wife and I - the trick will be to live in it a while to get the lay of the land before we start trying to move stuff around and knock down walls. Does anyone know how much it will cost to rip out a chimney (two storeys)? I paid £8k two years ago to have a party wall chimney braced in the loft and then removed on the ground and 1st floor. That includes the removal, boarding and making good of the walls and floors in both rooms, plastering and painting. The actual removal work itself was about £4k and then the decorating the same (2k per room). It was a LOT of work. e2a: that included VAT, too.
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dmukgr
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Post by dmukgr on Nov 15, 2021 12:03:39 GMT
Thanks guys, that's good to know - it seems doable, I've just got to think if that would be the best use of some of my budget.
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Post by Dougs on Nov 15, 2021 12:09:17 GMT
That's exactly what I want to do - but no fucking builder here wants to touch it. They all come round, see that it's a fucker of a job and then don't quote. Had a good half a dozen do that now. I have budgeted about £4-5k for the labour, removal and a few stud walls/making good. Steels will be a separate price (£2k) and the same again for bi-folds. I also need a new boiler (another £4k). It's like no-one wants my money.
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dmukgr
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Post by dmukgr on Nov 15, 2021 14:15:56 GMT
I'm wondering if I could do it myself? - and by that I mean I wonder that if I do it myself, if the insurance will then pay out and build me a new house once the inevitable collapse happens.
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Post by MysteryLamb on Nov 23, 2021 1:13:18 GMT
Does anyone have expertise or experience with flats that have a management/lease agreement with a clause your lender won't accept? Specifically a clause about them being able to take over the flat if you don't adhere to their rules.
I sold my house (because neighbours primarily being utter scallys as well as walls thinner than an after eight mint that lost a paint ball battle - it's far more complex than that but I was going insane). But had a place lined up. Solicitors quashed that after months and months because it was a flat but under a management company and they had a clause where they could take the flat away at any moment.
So I quickly changed my focus to another place (now homeless but crashing with my highly strung sister and her bully husband but great kids I get on well with). The pressure to move out is unbelievable, which I get totally. The need to make over £200 clear profit a month in rent while I'm here hurts my soul though. I want to pay my way for sure but I'm am poor. I'm basically homeless without her and bullied/exploited.
Anyway gone through the process for the new place and the same fucking clause comes up. Totally different estate and management company/lease. What is this shit?
I've lost almost all my money (deposit held by solicitor still aside) I was hoping to get back from selling the first place in early redemption fees but the mortgage agreement on that has expired so 5k flushed away and every party taking a chunk out of me at every stage. Plus I'm paying storage fees which are crippling.
I'm about to get kicked out of my sister's place. Not because I'm hard to live with at all but because she isn't stable and her husband is pushing for it behind the scenes.
This might be a novella in how people become homeless.
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