cubby
Full Member
doesn't get subtext
Posts: 6,394
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Post by cubby on Aug 21, 2022 21:24:03 GMT
Hahaha, good one frog.
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Post by Danno on Aug 21, 2022 21:24:32 GMT
There have been a lot of calls for it but nothing is happening
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Post by Sarfrin on Aug 21, 2022 21:42:02 GMT
How are they supposed to assess that? Looks for signs of starvation or hypothermia? Fucking dystopian society. |
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Post by dfunked on Aug 21, 2022 21:45:30 GMT
It's just fucking bonkers. Never mind that they're already stretched to breaking point.
"Can I get an appointment with my doctor, please?"
"Of course. What do you need to see them for?"
"Can't pay my fucking leccy bill m8"
It's already well over a month for an appointment if you're very lucky.
Stop the ride. I want to get off...
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Post by Jambowayoh on Aug 21, 2022 21:51:00 GMT
I can just see the news now:
'Lazy GP fat cats refuse to help people with their energy bills'
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Post by Danno on Aug 21, 2022 22:15:40 GMT
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Post by Dougs on Aug 22, 2022 7:35:03 GMT
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Post by Dougs on Aug 22, 2022 7:36:07 GMT
There have been a lot of calls for it but nothing is happening Labour have proposed to stop it but nothing from the govt as far as I can see. |
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Bongo Heracles
Junior Member
Technically illegal to ride on public land
Posts: 4,656
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Post by Bongo Heracles on Aug 22, 2022 7:52:32 GMT
We dont actually have a government at the moment
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nazo
Junior Member
Posts: 1,306
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Post by nazo on Aug 22, 2022 8:07:53 GMT
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Post by One_Vurfed_Gwrx on Aug 22, 2022 8:08:51 GMT
Being on a prepayment meter as the bills always seemed to be comparable to people we knew on billed payments we only very rarely give them meter readings. Are we likely to get screwed over if we don't on a prepayment meter or is this for those with monthly bills? (Obviously we are all getting screwed over with the increases but any more than if I don't bother giving a reading) Prepay meters are on a premium tariff by default, you need to get off of that if possible Every alternative we ever looked at looked more expensive or no better so never saw the need to switch, especially with all of the bollocks about supplier-tied smart meters etc. Having seen all the suppliers collapsing hasn't really made me think I have made the wrong decision here,stuck with the devil we knew. I think the only time I ever just paid regularly monthly gas and electric bills was when I lived in South Korea (and it was extremely cheap over there back then). |
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mcmonkeyplc
Junior Member
General Martok Qapla!
Posts: 3,091
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Post by mcmonkeyplc on Aug 22, 2022 8:35:19 GMT
You know the Brexit argument of cutting VAT on fuel that we couldn't do without leaving the EU and still haven't?
Germany is doing that.
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Post by brokenkey on Aug 22, 2022 10:22:44 GMT
Is that not being changed though due to it being immoral as it punishes the people with the leaat money. are you familiar with the conservative party? |
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Post by TheSaint on Aug 22, 2022 10:55:30 GMT
Ouch!
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Post by Jambowayoh on Aug 22, 2022 10:57:53 GMT
Don't worry Liz is going to save us by...*checks notes*...standing up to inflation like it's a bully and cutting taxes. This is fine.
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Post by Chopsen on Aug 22, 2022 11:07:21 GMT
1. freeze the energy cap using legislation.
2. energy companies can't turn a profit due to rising wholesale energy costs that they can't pass on to consumers. They either borrow from financial markets or find efficiencies.
3. government becomes a lender of last resort. If nobody else will lend to them, then govt steps in. They do this by offering to buy equity, or buying convertible bonds that become equity of not repaid with X years
4. these are new shares, thereby diluting existing shareholders
5. either energy prices fall to resale at retail energy pricing according to the cap profitable, or government continue to buy up shares in energy companies.
6. either energy companies work as private entities, and the govt can sell it's shares at a profit to the state; or they continue to fail to provide affordable energy to people, prove that privatising energy was a bad idea and the government eventually owns so many shares that they have nationalised energy companies by default
Easy.
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Post by technoish on Aug 22, 2022 11:24:51 GMT
On point 2, there is a slightly less covered issue that businesses have no cap, and we are going to see many businesses go under from energy costs. If energy suppliers can't get the money from consumers, maybe they will charge businesses more...
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Post by Chopsen on Aug 22, 2022 11:56:04 GMT
Good point. Legislate to freeze energy prices across the board at retail, regardless if for domestic or business or retail customers. Fix on 2019 prices and only increase by some predetermined level that is not mental.
Originally the price cap was there to inhibit the "loyalty penality" that people ended up paying if they cba constantly changing energy supplier every time their contract came up for renewal. A completely pointless bit of activity and price gouging that could only happen because of the ideological idea that energy provision would be better provided by the efficiencies market competition brings.
Fucking. Idiots.
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geefe
Full Member
Short for Zangief
Posts: 8,323
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Post by geefe on Aug 22, 2022 16:24:32 GMT
And how far up the country is “up here” North west, on the edge of the peak district. About 30 mins from Manchester Wait...so you support Leicester and you live in the same area. Do I post and not realise it? Quaddy - do you hate films too? |
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Frog
Full Member
Posts: 7,293
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Post by Frog on Aug 22, 2022 17:51:52 GMT
Having heard quaddies sex stories you don't want to be owning up to him being a part of you  |
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Post by quadfather on Aug 22, 2022 17:53:06 GMT
North west, on the edge of the peak district. About 30 mins from Manchester Wait...so you support Leicester and you live in the same area. Do I post and not realise it? Quaddy - do you hate films too? Haha Well, I used to very close to Leicester and was born there so that's who I support. It's 100 miles from where I am now though. Hate films? Jeez, no |
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Post by quadfather on Aug 22, 2022 17:53:29 GMT
Having heard quaddies sex stories you don't want to be owning up to him being a part of you Keep it down, keep it down |
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Frog
Full Member
Posts: 7,293
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Post by Frog on Aug 22, 2022 17:57:44 GMT
Thats what she said
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geefe
Full Member
Short for Zangief
Posts: 8,323
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Post by geefe on Aug 23, 2022 8:51:41 GMT
Wait...so you support Leicester and you live in the same area. Do I post and not realise it? Quaddy - do you hate films too? Haha Well, I used to very close to Leicester and was born there so that's who I support. It's 100 miles from where I am now though. Hate films? Jeez, no Apart from the film thing, you're still describing me. Are you the Tameside/ Derbyshire way? |
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Post by quadfather on Aug 23, 2022 8:57:21 GMT
Tameside  |
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geefe
Full Member
Short for Zangief
Posts: 8,323
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Post by geefe on Aug 23, 2022 9:29:03 GMT
I don't think you're me, then. But you could be. I'm a bit further out, though I think your council tax bands are lower. Grumble.
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Post by Bird Of Prey on Aug 23, 2022 20:54:12 GMT
Get the mortgage renewal in ASAP before the rates rise anymore. We got offered a much better rate at the back end of last year before it was due in February with the same provider (Halifax) We got lucky looking at how things are going. Nursery fees from next year to pay are going to make things incredible tough for us I think that's before I even think about the cost of energy with a current direct debit of £109. I may yet consider a 2nd job at this rate something I really don't want to be doing like the guy I was working with on Friday who after finishing his 9-5 shift with me was getting the train for another job till 2am. 18 hours in a day plus whatever else he'd done the rest of the week. No thanks. Thanks. I didn't know it was possible to do that. I feel a bit stupid not having done so if I could. Thanks. I'll check into it. I'm not great at the scary finances like pensions, tax returns and mortgages. Right. I better read something else or I'm not going to sleep tonight. I've been speaking to brokers today and the first one that has come back has said most mortgage companies have said they wont look at us on the grounds of affordability. That really shocked me as I've been playing my current mortgage for the last five years and the renewal is £125 more and I've had a £400 pay rise. Feel really shit tbh. There's some that will, but for higher rates. I guess I'm going to have to use them. I'll check on the other broker tomorrow and see what they've found as I'm really knocked for six by it. Maybe the first one copied something down wrong or maybe they are just really tightening things up and are expecting people to struggle to afford things. Thinking about it, it's going to be the latter. Life sucks. Those wankers in government need to get their heads out of their arses and do some windfall taxes on those who have made so much it of all this misery. I'm going to struggle to sleep tonight. |
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Post by Danno on Aug 23, 2022 21:25:54 GMT
Nowt you can do about it overnight my dude. My advice is to have an angry sleep
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Post by dfunked on Aug 23, 2022 21:47:02 GMT
Our broker got the best rate from our current lender, as they seem keen to retain customers at the moment (crazy, I know!)
Don't overthink it mate, like you say it's most likely a fluffed up number somewhere.
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Post by Bird Of Prey on Aug 23, 2022 21:55:58 GMT
Thanks both. Apparently our current lender will retain us at 3.69% as opposed to the lower rates of other companies. That's assuming their rate is still 3.69% on Friday which is when I can fix the rate as I can't renew earlier than 3 months apparently.
Anyway, thanks. I need to stop staring in to the dark and get to bed and try to sleep.
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