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Post by Dougs on Oct 16, 2023 15:48:54 GMT
Lucky bastard.
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Post by Reviewer on Oct 16, 2023 16:58:00 GMT
The ofgen amount is still quite a bit above the octopus tracker. I’ll be sticking with it but checking slightly more frequently than once every two months.
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Post by Trowel 🏴 on Oct 25, 2023 13:08:27 GMT
How is everyone's home insurance looking at the moment? We've had our renewal quote through from Aviva - up 30% for the second year in a row, so a ~68% increase in 2 years.
"There's nothing we can do I'm afraid" was the helpful call response. That's a few hours of shopping around for new cover that I could have done without.
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f00b_inc
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Post by f00b_inc on Oct 25, 2023 13:25:24 GMT
How is everyone's home insurance looking at the moment? We've had our renewal quote through from Aviva - up 30% for the second year in a row, so a ~68% increase in 2 years. "There's nothing we can do I'm afraid" was the helpful call response. That's a few hours of shopping around for new cover that I could have done without. Literally just poked my nose in to ask a similar question... Got my home & car insurance quotes through (Admiral) and about 30% higher each. Figured they were just trying to fleece me so checked out couple of comparison sites and coming in quite similar (will have to do a bit more searching as so far minimal savings found). Tried calling to see if they'll do a discount for renewing both but got automated message that the lines are too busy and disconnected. |
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Post by Dougs on Oct 25, 2023 13:32:36 GMT
Insurance is ridiculous. It cost me 40% more to insure mum's empty house (so buildings only). Unoccupied etc but fuck me.
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Post by henroben on Oct 25, 2023 14:40:18 GMT
How is everyone's home insurance looking at the moment? We've had our renewal quote through from Aviva - up 30% for the second year in a row, so a ~68% increase in 2 years. "There's nothing we can do I'm afraid" was the helpful call response. That's a few hours of shopping around for new cover that I could have done without. That seems excessive. I'm with Aviva and my renewal quote came through last week - a 7% increase on last year. Do you live somewhere there's been lots of claims or something? |
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Post by technoish on Oct 25, 2023 14:40:29 GMT
They know exactly how much they can push it before you want to really go ahead and find another provider. I hate having to fill in a thousand times how old my house is, what kind of locks, what specific things I want to cover etc...
Now though at least I have (expensive) bikes in separate insurance (Laka). Trying to figure that out as part of home insurance is another pain.
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Post by dfunked on Oct 25, 2023 15:02:20 GMT
Aye, contacted support for our home insurance to see if they could match some of the quotes I'd already got for £20 less than their renewal. I was totally honest about the price difference too, instead of just picking the cheapest one on the list.
Their response was that they doubted I'd find a comparable product for that price, but as a goodwill gesture could knock a fiver off.
Fuck right off!
Got life insurance and pet insurance still to do... It's so bloody tedious!
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dogbot
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Post by dogbot on Oct 25, 2023 16:09:18 GMT
Mine went up by about £50 this year. I have to be honest, I didn't have the time to mess around getting quotes, so I let it.
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Post by Trowel 🏴 on Oct 25, 2023 17:13:01 GMT
How is everyone's home insurance looking at the moment? We've had our renewal quote through from Aviva - up 30% for the second year in a row, so a ~68% increase in 2 years. "There's nothing we can do I'm afraid" was the helpful call response. That's a few hours of shopping around for new cover that I could have done without. That seems excessive. I'm with Aviva and my renewal quote came through last week - a 7% increase on last year. Do you live somewhere there's been lots of claims or something? No claims ever, no change in cover, no incidents in our neighbourhood. The breakdown of the quote shows it's everything that's gone up by 30%, buildings and contents. We have some specified belongings that we pay extra for, so they probably just don't want us as customers. |
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dmukgr
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Post by dmukgr on Oct 25, 2023 17:39:36 GMT
I specifically added the EG colon snake to my contents insurance and the quote is now over a hundred pounds cheaper than last year.
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Post by GigaChad Sigma. on Oct 25, 2023 17:52:14 GMT
Mine auto-renewed earlier this year. Went up by a couple of hundred (car and home)
I rang them and the agent said maybe we can explore some options. OK we can do it for the same price as last year.
No idea what happened to magic away £200+ but it felt a bit like a piss take.
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Vortex
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Post by Vortex on Oct 25, 2023 19:03:08 GMT
I specifically added the EG colon snake to my contents insurance and the quote is now over a hundred pounds cheaper than last year. Probably a decent anti-theft device. Crims break in & wonder what kind of deviant lives here & leave well alone. 🤣 |
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dmukgr
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Post by dmukgr on Oct 25, 2023 19:06:44 GMT
I’m going to leave a negroni out too next renewal
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Vortex
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Post by Vortex on Oct 25, 2023 19:08:02 GMT
🤣
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Post by grey_matters on Oct 25, 2023 23:22:08 GMT
I specifically added the EG colon snake to my contents insurance and the quote is now over a hundred pounds cheaper than last year. Probably a decent anti-theft device. Crims break in & wonder what kind of deviant lives here & leave well alone. 🤣 Oh, there's no 'wondering'. |
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Post by dfunked on Oct 26, 2023 7:05:55 GMT
They have a split second to regret their choice before they get coshed and dragged down to the sex dungeon.
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Psiloc
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Post by Psiloc on Nov 17, 2023 15:17:32 GMT
I'm starting to get squeaky cheeks about the Octopus tracker tariff now. Gas is almost at the 7p cap, and leccy is having a few scary lurches (17p yesterday, 24p today) You think those are lurches. I'm on Agile and over the past two days there's been a scale of -5p (meaning being paid to use it) to 66p Well I've ditched the fuck out of Agile. Having the Octopus Watch app has paid off because I can see what price I averaged over the last 7 and 28 days. Last 7 days I got 15.98p/kWh, last 28 days I got 12.77p/kWh While that might sound alright on paper, that's with constant effort to maximise the half hour rates, and setting a different home battery charge schedule every night. Meanwhile, their Go tariff offers a flat 9p rate overnight. Plus, it's peak rate is only 30p, so even if we end up draining the battery or whatever it's still damn cheaper than the ~50p sting you get from Agile at the worst times. So yeah unless I'm missing something it works out significantly cheaper with none of the effort. I can only assume that Agile is better in the summer thanks to all the solar on the grid, but that's when my own solar kicks in anyway |
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askew
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Post by askew on Nov 29, 2023 10:05:38 GMT
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Post by dfunked on Nov 29, 2023 10:28:34 GMT
It's mental that they're allowed to do this, along with 18-24 month contracts so you don't really have a choice.
Snapping up BT's fastest FTTP option as soon as it was available wasn't such a smart move. Thankfully I've only got a couple of months after April before my contract ends.
£56 when I first signed up. £64 since last April and my cheeks are already clenching at the thought of those last few bills.
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dmukgr
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Post by dmukgr on Nov 29, 2023 10:34:59 GMT
Mine runs out mid Jan and I am wondering whether I should keep with it until May so that I renew after the hike date.
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geefe
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Post by geefe on Nov 29, 2023 11:15:42 GMT
They can probably tell that gravy train will go, soon.
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askew
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Post by askew on Nov 29, 2023 11:27:13 GMT
Since I'm in a grump, and I see the supermarkets are also being criticised this morning, I found some supermarket orders from the past few years. Checked out a few 'basic' products. 1.75L own-brand apple juice was £2.00 in 2021, rose to £2.30 this time last year, and is now £2.60: ~15% dearer each year.
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Vortex
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Post by Vortex on Nov 29, 2023 11:51:13 GMT
It's mental that they're allowed to do this, along with 18-24 month contracts so you don't really have a choice. Snapping up BT's fastest FTTP option as soon as it was available wasn't such a smart move. Thankfully I've only got a couple of months after April before my contract ends. £56 when I first signed up. £64 since last April and my cheeks are already clenching at the thought of those last few bills. Ditto. Binning this after April. Hopefully get a better deal somewhere else depending on what we have available. Unless they have a reasonable 300mbps deal on the go. Full gig is not really required, beyond the novelty and with all other bills getting hoiked up, some things are going to give over next year. Netflix can probably get fucked too. |
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Psiloc
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Post by Psiloc on Nov 29, 2023 11:55:16 GMT
I've gone on the ad-supported version of Netflix. It's may just be the honeymoon phase, but I'm finding the amount of ads to be fine. It often doesn't show any
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geefe
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Post by geefe on Dec 7, 2023 9:17:12 GMT
November results are in.
£50 of electric
£36 of gas
Yes, I'm a fucking miser and don't put the heating on. Hardly any point in this house. Bought a few pairs of thermals and just layer up. But then it's just me here.
Have requested a refund.
Anyone signed up to the Please Don't Use Energy between 5-7 thing?
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Post by Dougs on Dec 7, 2023 9:23:44 GMT
That is pretty miserly. Mine was £93 gas, £83 leccy for a family of 4. That's With putting the thermostat up to a whole degree to 20 degrees, which seemed to increase gas by 60%. Given the credit, I may even give 21 degrees a go...will be positively balmy!
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Post by jimnastics on Dec 7, 2023 9:37:56 GMT
£111 gas and £117 elec here for Nov on the Octopus tracker. Family of 4, the wife and I both work from home so that's two rooms we have started to heat during the day.... went for as long as we could, be when it got down to 13deg in both our office rooms that was that that. We also had a large kitchen/diner extension built this year, 50m2 of additional space to heat during winter  I am not looking forward to the December bill, just glad we at least built up some credit over the summer! |
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Post by dfunked on Dec 7, 2023 9:38:13 GMT
geefe there's no real downside to signing up to the saving session thing. Even if you enrol for that day's session and make no changes to your energy usage habit, you'll still get some points. I even scored some brownie points out of the last one. It started at 5:30, so I had a hot water bottle waiting for the missus when she got in from work. The site seems to shit itself whenever they announce a saving session though, so you sometimes need to remember to opt in later.
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Post by jimnastics on Dec 7, 2023 9:47:26 GMT
geefe there's no real downside to signing up to the saving session thing. Even if you enrol for that day's session and make no changes to your energy usage habit, you'll still get some points. I even scored some brownie points out of the last one. It started at 5:30, so I had a hot water bottle waiting for the missus when she got in from work. The site seems to shit itself whenever they announce a saving session though, so you sometimes need to remember to opt in later. I've just seen they finally added the points from the 29th Nov session, we scored 1664 Octopoints (£2.08 worth) which isn't bad considering we completely forgot about it!! I think we got lucky and cooked the kids' tea early due to footy training or something. Looking forward to seeing how we did in the two recent Dec ones where we actually made a proper effort. |
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I am not looking forward to the December bill, just glad we at least built up some credit over the summer!