mrpon
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Post by mrpon on Mar 18, 2024 20:34:49 GMT
15 degrees today guys, anyone flicked the heating off now for summer?
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Post by dfunked on Mar 18, 2024 20:36:48 GMT
Felt weird leaving the house in a t-shirt earlier. I'm sure we'll have another 2 weeks of constant rain now.
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sport✅
Junior Member
notice me senpai
I want to claim my tits
Posts: 2,317
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Post by sport✅ on Mar 18, 2024 20:41:57 GMT
Felt weird leaving the house in a t-shirt earlier. I'm sure we'll have another 2 weeks of constant rain now. That'll fill the pool for summer \o/ |
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Post by jimnastics on Mar 18, 2024 21:28:18 GMT
15 degrees today guys, anyone flicked the heating off now for summer? Back to being a cold and wet shitshow by the end of this week from the looks of it. We've got friends coming down to visit us this weekend, I thought hey maybe we could have lunch in the garden in this nice weather? Checked the forecast, down here in Worthing the "feels like" doesn't get above 8deg the whole weekend. |
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Post by clemfandango on Mar 18, 2024 21:51:25 GMT
Just got council tax bill, gone up £350 per year.
Nice little surprise
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Post by Dougs on Mar 18, 2024 22:20:13 GMT
Ours was a mere £150!
Been meaning to find this thread...how fucking much for olive oil?! Just bog standard Lidl, nowt posh. Sure that's gone up about 40%.
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richardiox
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Semi proficient
Posts: 1,657
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Post by richardiox on Mar 18, 2024 23:17:31 GMT
Being a mid forties moderate income home "owning" family man, although I resent and despair about it, we can take the cost of living squeeze at the moment. Getting a new job during the pandemic helped in terms of this too.
But when I think about the debt addled hand-to-mouth esque me of my twenties, I'd be absolutely fucked because of all this. Those kinda 20-25k salaries surely can't even touch the sides nowadays. Let alone the notion of saving to buy a house and GTFO of the rental trap.
Pretty bleak being in that age bracket now I'd imagine without any boomer subsidy.
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Post by technoish on Mar 18, 2024 23:26:06 GMT
Ours was a mere £150! Been meaning to find this thread...how fucking much for olive oil?! Just bog standard Lidl, nowt posh. Sure that's gone up about 40%. And it's gone down a lot since the peak! I think a litre was almost a tenner. |
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Post by Dougs on Mar 19, 2024 6:28:15 GMT
Mad. Because I'm a dull, sad man, I looked back through my Lidl digital receipts. In November '22, a litre was £3.69. Last time I bought it at the end of last year it was £4.99. £6.29 now.
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Post by Nitrous on Mar 19, 2024 7:40:20 GMT
Just got council tax bill, gone up £350 per year. Nice little surprise Just the £73.95 for us. Goes up each year and it's the same old "we had to make the difficult decision to increase the bill to continue to provide you with the same level of service" could play bingo with it for words such as COVID 19, gov cuts, recovery from lockdowns. |
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Gruf
Junior Member
Even more taciturn than my name suggests
Posts: 1,606
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Post by Gruf on Mar 19, 2024 9:23:29 GMT
Mad. Because I'm a dull, sad man, I looked back through my Lidl digital receipts. In November '22, a litre was £3.69. Last time I bought it at the end of last year it was £4.99. £6.29 now. I judge how shit ripoff Britain is by the price of own brand soup in my local Tesco, it was around 45p before all this kicked off, nowadays its 95p I should give the chancellor that tip, he can use it for the final few months he has a seat in parliament |
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Post by GigaChad Sigma. on Mar 19, 2024 11:52:37 GMT
Right time to sack off E.On and their crazy erratic billing.
Octopus seem to get good reviews anyone got any horror stories?
Between an extra £450 a month on the mortgage, new council tax and shit generally costing more I need to start paying attention to where I am leaking cash.
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Post by GigaChad Sigma. on Mar 19, 2024 11:54:07 GMT
Mad. Because I'm a dull, sad man, I looked back through my Lidl digital receipts. In November '22, a litre was £3.69. Last time I bought it at the end of last year it was £4.99. £6.29 now. Crisps are my marker. Cost more "on special" than they did full price 2 years ago. |
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mrpon
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Post by mrpon on Mar 19, 2024 12:06:22 GMT
I pick up 6 x pack Spicy NikNaks when they're £1.50.
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Post by Dougs on Mar 19, 2024 12:42:29 GMT
Right time to sack off E.On and their crazy erratic billing. Octopus seem to get good reviews anyone got any horror stories? Between an extra £450 a month on the mortgage, new council tax and shit generally costing more I need to start paying attention to where I am leaking cash. If you can get on the Octopus tracker, do that! It's saved a fortune over the last year or so. Use this link to sign up to Octopus - share.octopus.energy/rust-puma-354 |
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dmukgr
Junior Member
Posts: 1,517
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Post by dmukgr on Mar 19, 2024 12:44:45 GMT
Right time to sack off E.On and their crazy erratic billing. Octopus seem to get good reviews anyone got any horror stories? Between an extra £450 a month on the mortgage, new council tax and shit generally costing more I need to start paying attention to where I am leaking cash. If you use this link you should save £50, and I get £50 too  share.octopus.energy/umber-cub-440 |
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Post by Dougs on Mar 19, 2024 12:46:02 GMT
Bugger.
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Deleted
Deleted Member
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Post by Deleted on Mar 19, 2024 12:46:49 GMT
I pick up 6 x pack Spicy NikNaks when they're £1.50. Same, but they only last about 18 hours |
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Post by jimnastics on Mar 19, 2024 12:48:25 GMT
If you've already signed up, you can still use his Octopus username in retrospect when your account is setup to fill in a refer-a-friend (or referred-by-a-friend I guess...) form. Did this recently with my sister who forgot to use my link, funnily enough the £50 arrived today. |
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zagibu
Junior Member
Posts: 1,953
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Post by zagibu on Mar 19, 2024 16:15:29 GMT
At least a part of the olive oil price increase is due to a very bad harvest last year.
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Post by dfunked on Mar 19, 2024 16:18:43 GMT
Pringles is our metric. Always the same argument when we're doing a shop that we do out of habit now.
"£2.25!!! I remember when you could get a tube for a quid."
"They were never that cheap you fucking moron"
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cubby
Full Member
doesn't get subtext
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Post by cubby on Mar 19, 2024 17:08:31 GMT
They were when on offer, the only valid price of pringles.
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Post by clemfandango on Mar 19, 2024 17:21:32 GMT
So I've worked out I should be getting a £110 a month reduction on National Insurance.
Can anybody quantify this or am I wishful thinking?
Need to offset that £900 a month somehow....
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Post by Nitrous on Mar 19, 2024 21:52:01 GMT
Pringles is our metric. Always the same argument when we're doing a shop that we do out of habit now. "£2.25!!! I remember when you could get a tube for a quid." "They were never that cheap you fucking moron" Get yourselves to Aldi. Snackrite Stackers Salt & Vinegar or cheese and onion 165g £1.49. I'll admit I'm sure these could be had for less than £1 only a few years ago but gone up like everything else. Edit: from a taste point of view though, the cheese and onion stackers are a close match for Pringles. Think I prefer them tbh. |
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Psiloc
Junior Member
Posts: 1,567
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Post by Psiloc on Mar 20, 2024 15:46:54 GMT
Highly recommend Octopus. The tracker has saved people a fortune. If you happen to have an EV, or a home battery or similar they are almost the de facto provider as their off-peak rate is just 7.5p and can be used for the whole house (other providers, as I understand, limit the off-peak to just the EV for some reason).
You'll need a smart meter for any of this though.
Also I couldn't believe when I needed some help, they just give you an email address that an actual person just replies to. What a concept! Oh and also switching tariffs is just a few mouse clicks
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Post by technoish on Mar 20, 2024 16:14:05 GMT
7.5p is good! I might switch to that. They pay me 15p per kwh of my solar...! So would make sense to NOT store any of it in the battery, and instead charge it up over night only!
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Psiloc
Junior Member
Posts: 1,567
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Post by Psiloc on Mar 20, 2024 16:46:11 GMT
Me and the wife have about £7,000 in credit card debt which is a constant weight on my mind. I always manage to get it down, but then catastrophe A, B or C happens and suddenly I'm back at square one. Same old story. Wasn't easy, but this is gone now |
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askew
Full Member
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Post by askew on Mar 20, 2024 16:51:01 GMT
Nice! Hopefully that frees up some headroom, and/or means you can stick it in some savings and have it do a little work.
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Psiloc
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Post by Psiloc on Mar 20, 2024 16:52:14 GMT
7.5p is good! I might switch to that. They pay me 15p per kwh of my solar...! So would make sense to NOT store any of it in the battery, and instead charge it up over night only! Yep I've heard of people doing that. You can charge them to 100% each and every day and because your export rate is so good, it literally doesn't matter whether you use the solar or export it. It takes a lot of the guesswork out of it. By the way you must have an EV for the 7.5p rate (Octopus Intelligent). Even though you can use the energy for anything, you must prove you have a car with a test charge. You can get a 9p rate without an EV though (Octopus Go). |
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Psiloc
Junior Member
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Post by Psiloc on Mar 21, 2024 15:56:51 GMT
At 37, I may, for the first time in my life, be able to put some money into savings. I'm with Barclays and would prefer to stay with them if need be. I'm looking at their ISAs: www.barclays.co.uk/savings/isas/Just so I'm understanding correctly, the catch with those higher rate ones is the ability to withdraw the money? I was expecting that to some extent but "Make up to three withdrawals, each one of up to 10% of your current balance" kind of sounds like there is never any way to access the full amount? Those interests rates are also below the rate of inflation and indeed the BoE interest rate so doesn't that mean that saving is costing me money? |
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