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Post by UltraPyper777 on Oct 29, 2024 13:39:07 GMT
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Post by Mr Wonderstuff on Oct 29, 2024 13:50:56 GMT
Yea really weird. £150,000 p/y and is concerned about energy prices. Some people really are living in a weird universe.
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Post by Jambowayoh on Oct 29, 2024 14:05:22 GMT
Why do people on very high salaries always lead with the "I worked hard to get my job"? Are people on lower salaries lazier than you? No, you don't need to apologise for earning a lot of money but come the fuck on.
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Frog
Full Member
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Post by Frog on Oct 29, 2024 14:19:01 GMT
If energy prices become an issue for her at any point she will just be able to burn poor people as they will be dropping dead everywhere.
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robthehermit
Junior Member
Subjectively amusing
Posts: 2,462
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Post by robthehermit on Oct 29, 2024 14:52:59 GMT
Never mind poor Yasmin, what about poor Nicole who can't manage on the £33k she gets paid to sit on her arse all day.
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Post by Jambowayoh on Oct 29, 2024 15:03:55 GMT
Never mind poor Yasmin, what about poor Nicole who can't manage on the £33k she gets paid to sit on her arse all day. Riiiiight. 🙄
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robthehermit
Junior Member
Subjectively amusing
Posts: 2,462
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Post by robthehermit on Oct 29, 2024 15:25:40 GMT
Never mind poor Yasmin, what about poor Nicole who can't manage on the £33k she gets paid to sit on her arse all day. Riiiiight. 🙄 Correction, to "take home" the £33k she recieves in benefits, she'd need to earn £41k.
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Post by Jambowayoh on Oct 29, 2024 15:38:04 GMT
Good to see we're still demonising people on benefits in 2024.
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Post by peekconfusion on Oct 29, 2024 15:53:15 GMT
Yea really weird. £150,000 p/y and is concerned about energy prices. Some people really are living in a weird universe. Tbf, she's also single with two presumably nursery age kids. I feel like our takeaway shouldn't be "what's she complaining about?!" but should be "How screwed must we be if people on 150k have (arguably legitimate) worries".
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Post by Vandelay on Oct 29, 2024 15:54:16 GMT
I think the thing these stories tell you is that there is something fundamentally broken with the economy (I would say our economy, but really it seems to be the case amongst most of the world). I'm more likely to believe that the disabled woman on benefits is struggling than the woman in tech earning £150,000 a year, but when you break down the numbers that we have to hand, neither should be struggling.
Taking the lady on benefits, she has £2,700ish a month. £1,200 is going on her rent, so she has £1,500 left for other bills, food and savings. It certainly isn't a huge amount, but you would think someone should be able to live alright on that.
For the lady in tech, the expenses we are told she has leave her with about £3200 per month (assuming I can believe the take home calculator that said she would be taking home £7600). With 2 kids, her bills, clothing and food costs are going to be quite a bit higher than the lady on benefits, so their lives aren't likely to be massively that different.
Not to say we should feel sorry for the poor lady on £150000, nor that we should hate on the lazy disabled woman, but shows there is something broken at the moment that these two people could even contemplate having similar worries.
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Post by peekconfusion on Oct 29, 2024 16:01:20 GMT
I couldn't care less about Yasmin's CGT worries though.
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Frog
Full Member
Posts: 7,279
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Post by Frog on Oct 29, 2024 16:10:43 GMT
Yeah they aren't really worries, they are first world problems.
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Post by simple on Oct 29, 2024 16:31:20 GMT
Are we letting Andrew get away with describing himself as a Blogger in 2024?
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Post by anthonyuk on Oct 29, 2024 17:16:01 GMT
I was reading that the UK's consumer debt is one of world's highest at around 90% of GDP. Within Europe the Scandinavian countries actually rank the highest due in part to their excessive house prices. While in Germany is one of the lowest due to a history of home ownership, but also a cultural preference of saving and owning rather than financing.
There's something economically and culturally wrong with the UK. A desire for the very best of services, while tax increases or even talk of them is a form of "Gotcha" by even the BBC.
Problem from that being benefits are still seen as a "handout" taken from "Your pocket" rather than viewed as a need to improve the quality of life of someone, for the good of society. I attribute this to the tories being in power for so long, combined with pensioners rose tinted view of an era gone by.
That and capitalism has reached a point where society accepts that mortgages with payments over 50% of a persons a salary is the norm, along with financing everything from your car, TV, phone to weekly groceries.
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Tomo
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Post by Tomo on Oct 29, 2024 17:26:46 GMT
The fact that someone is so disabled they are given 33k in benefits doesn't exactly scream Living Their Best Life. Fucking hell. Someone needs to pop the Daily Mail back on the shelf.
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Post by Jambowayoh on Oct 29, 2024 17:34:41 GMT
The fact remains they also don't get given a fair bit of that money, housing benefit is paid directly to the mortgage lender/landlord/council and benefits are still means tested so it's not as if that's just regular income. I swear some people forget that it really doesn't take much to go from doing really well to struggling when life takes a sharp turn.
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Post by Mr Wonderstuff on Oct 29, 2024 17:48:27 GMT
Yea really weird. £150,000 p/y and is concerned about energy prices. Some people really are living in a weird universe. Tbf, she's also single with two presumably nursery age kids. I feel like our takeaway shouldn't be "what's she complaining about?!" but should be "How screwed must we be if people on 150k have (arguably legitimate) worries". I assume the father is paying maintenance. If not, then she only has her self to blame.
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Rich
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Post by Rich on Oct 29, 2024 17:57:01 GMT
The article says 'the father is also helping with costs.' She's earning more than my wife and I combined, and we're also paying two lots of nursery fees and a mortgage. My heart does not bleed for her. And her whinge about future CGT can get proper fucked.
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Lizard
Junior Member
I love ploughmans
Posts: 4,485
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Post by Lizard on Oct 29, 2024 18:01:33 GMT
The fact that someone is so disabled they are given 33k in benefits doesn't exactly scream Living Their Best Life. Fucking hell. Someone needs to pop the Daily Mail back on the shelf. Lucky rich person has invalid complaints about childcare costs and CGT. 'No, the benefits person is the issue.' Classic Tory tactic.
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X201
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Post by X201 on Oct 29, 2024 18:08:33 GMT
I know this is turning into a Yasmin pile-on: but there’s so much to unpick.
I detect the evil hands of the Mail and Torygraph at work… Yasmin, why the fuck are you worried about Capital Gains Tax?!!!
You haven’t become a partner in the business yet, so it doesn’t matter. Presumably you’re going to be a partner in the firm for a decent length of time, let’s say 20 years, that’s 4 or 5 governments (or 149 Liz Trusses).
Why are you worrying about one of the lowest taxes, that only 4% of people pay and that won’t actually matter for 20 years?
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Ulythium
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Post by Ulythium on Oct 29, 2024 18:13:39 GMT
I know this is turning into a Yasmin pile-on: but there’s so much to unpick. I detect the evil hands of the Mail and Torygraph at work… Yasmin, why the fuck are you worried about Capital Gains Tax?!!! You haven’t become a partner in the business yet, so it doesn’t matter. Presumably you’re going to be a partner in the firm for a decent length of time, let’s say 20 years, that’s 4 or 5 governments (or 149 Liz Trusses). Why are you worrying about one of the lowest taxes, that only 4% of people pay and that won’t actually matter for 20 years?
Bwahahaha!
Well played, sir.
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Post by simple on Oct 29, 2024 18:19:29 GMT
That she earns about double our household income takes the edge off my sympathy a little but childcare is a complete ball ache I’ll give her that. Even up here where cost of living isn’t that extravagant there was a point where my wage paid the nursery fees (five days, full time, term-time only) and my wife paid all our other bills including mortgage.
I’ve lost track in general but it does feel like everything is a) more expensive b) worse than it used to be and c) every waking moment is monetised now.
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Post by Jambowayoh on Oct 29, 2024 18:44:46 GMT
I'm always amazed at how fucking bent the care industry is that centres on the elderly/sick/children. The employees don't receive anyway near a decent wage, and the service/facilities don't even reflect the insane amount of money people are forced to pay. It truly resembles a Mafia protection racket.
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Post by Whizzo on Oct 29, 2024 19:18:27 GMT
My Mum's partner finally got diagnosed with dementia and got put in a care home, a new one that's advertised as the lowest priced one in the area. It's apparently okay but nothing special, it's £1250 a week. Someone is making a lot of bank out of old people but it's not the staff.
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Post by technoish on Oct 29, 2024 19:23:34 GMT
I mean, yeah, I know what I'd choose between 150k in work and 33k on benefits...
But there is an unfairness of the single parent in that on Yasmin's salary you get zero child benefit and none of the new support for nursery fees, which means until the children are 3 you pay full whack (and then only 15 hours a week). Two parents earning up to like 99k each for 198k total would be getting all of their nursery costs funded now (and in the past 15 hours from 2 and 30 from 3). I think the marginal tax rate over 100k also ends up at like 78% or something as your NICs goes up, and of course if you earn 101k instead of 99k you can immediately be 20k+ worse off rather than 2k better off because of the 100k cut off and loss of nursery cost support.
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Post by Dougs on Oct 29, 2024 19:29:33 GMT
Follow the money. Always
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Post by knighty on Oct 29, 2024 19:37:58 GMT
What I found interesting was that no one in there seemed to think about the impact having better public services might lead to. Maybe it’s the article but it was all ‘me, me me’ from all of them.
Although Yasmin should probably start worrying g about the things that really affect her (childcare, mortgage repayments) and less about energy bills. And the disabled one should be happy she has about rhe 1.5k ‘spare’ income a month rather than bemoaning the fact it might adjust up or down a point or two.
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zephro
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Post by zephro on Oct 29, 2024 20:24:50 GMT
It all depends on how the questions are posed.
It's common in polling that if you do this. Do you want to pay higher taxes? So you want better public services?
You'll pretty unanimously get no, yes.
If you go pick one: A: Higher taxes to fund better services B: Same taxes and same services.
Most people go for A, when it's set out starkly.
Basically all budget coverage is framed in terms of taxes and your wallet. The journalists will have framed it that way. None of the people involved will have linked their thoughts together.
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Post by anthonyuk on Oct 29, 2024 22:04:00 GMT
Totally this. For a multitude of reasons, I think a huge portion of the population have a disconnect around how tax you pay, literally pays for services. It's almost like tax is an arbitrary unrelated sum of money, that's just "taken".
So many people I speak to, traditional tory voters especially are totally up for the crazy concept of paying even alot more tax if that paid for better services "but it doesn't work that way" is the usual conclusion.
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Post by simple on Oct 29, 2024 22:58:37 GMT
It doesn’t help that every part of the news media has spent basically longer than my entire lifetime framing every single budget as “How will you cut taxes Mr Chancellor?”
Or
“How will the tax decision made today effect the money in the pocket of the man on the street?”
Without ever getting into why or where the money might be going or entertaining the idea that there’s more to quality of life than your bank balance.
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